If A Casino Overpays You

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The stunning news that nearly 10,000 soldiers have been asked to repay enlistment bonuses they received years ago has a lot of folks asking what happens if they are overpaid through no fault of their own. Large-scale overpayments such as this one are not common, but individual and group overpayments do happen. Agencies handle them in different ways, but the basic processes are similar.

Philly's parking agency still overpays executives and has too many political patronage jobs, audit finds Laura McCrystal, The Philadelphia Inquirer 8 hrs ago Humpback whale seen surfacing near. Gambler Banned From Casino After Overpayment On Winning Sports Bet, Lawsuit Says A lawsuit filed in Delaware alleges that a gambler was overpaid about $1,800 and had his rights violated in the process of repaying the cash. Forum - Member Profile Activity Page. User: What happens if a casino overpays you, what happens if dealer has blackjack, Title: New Member, About: What happens if a casino overpays you  .

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When an agency overpays an employee, the agency is required to notify the employee of the overpayment, how it happened, the amount, and the process for repaying the money or requesting a waiver to avoid paying it. The law authorizing most waivers of overpayments is 5 U.S. Code § 5584. It says, in part, 'A claim of the United States against a person arising out of an erroneous payment of pay or allowances made on or after July 1, 1960, or arising out of an erroneous payment of travel, transportation or relocation expenses and allowances, to an employee of an agency, the collection of which would be against equity and good conscience and not in the best interests of the United States, may be waived in whole or in part….'

  • I hit a jackpot at a casino and took my ticket to the cashier for payment. The next time I came, when I got the the machine I wanted to play two employees walked up to me and said that the last time I was there they overpaid me $100 and wanted to know what I was going to do about it. I was devistated because I was so happy to win the money I didn't count it again afterwards.
  • If you're not happy with the casino's answer, tell them you want them to contact the gaming commission. Best of luck, but casinos generally aren't incorrect in these situation. You admitted yourself that you aren't the best at tracking, so it's somewhat silly that you continue to adamantly say you weren't overpaid.

In an ideal world we would never have overpayments. This is not an ideal world. They happen due to carelessness, bad training, simple mistakes, and sometimes deliberately. Many of the enlistment bonus overpayments appear to be deliberate. The critical factor in dealing with overpayments is what the person who was overpaid knew or reasonably should have known. The Defense Finance and Accounting Service (DFAS) outlines the DoD civilian employee process for waivers on its website.

Waivers are not appropriate and are not/should not be granted when the employee should have known it was an overpayment. If, for example, your pay suddenly goes up for no reason (such as a within grade increase that you know is not due for a year), you are required to advise the agency that it happened. One case I remember from my Navy experience was a woman who had been overpaid for several years. When we discovered the overpayment, we told her about it and told her she would have to repay the money unless a waiver was approved. She said she knew it was an overpayment and had saved all of the extra money, but she wanted a waiver anyway because it was the government's mistake. She did not get her waiver.

But what happens when employees act in good faith and have no idea that they were not entitled to the money they received? When I was HR Director for the the Defense Logistics Agency (DLA), we had an example of an overpayment and the way I believe an agency should respond to them. DLA found that its police officers were on the wrong pay scale. The people who made the mistake were not trying to pull a fast one – they simply made a mistake. Dozens of police officers were affected. The officers were hired in good faith, did their jobs, and could not reasonably be expected to know they were on the wrong pay scale. The agency could not continue to use the wrong pay scale and was required to notify the officers that they had been overpaid.

The normal process would be to notify the employees, tell them how much they owed, and what the process for requesting a waiver would be. That approach is fine when someone is overpaid a few dollars, but when it is thousands of dollars, it falls apart. Imagine being told you were overpaid 5 or 10 or 20 thousand dollars or more. The typical middle-class family cannot just write a check for thousands of dollars. The financial impact is devastating. The emotional distress can be equally damaging.

Recognizing that the overpayment would create so much turmoil for our officers, we decided on a different approach. First, we notified all of the employees in a group meeting. We explained exactly what happened, how it happened, and what the agency was going to do to try to make it right. Rather than giving them a letter that said they could apply for a waiver, we wrote the waiver letters for them. We also talked with senior officials at DFAS to ensure they knew what happened and that the waiver requests would be approved. At the same time, we began working on a long-term fix to the pay cuts that switching pay scales would create. Every action we took was intended to keep these good men and women from suffering because of the agency's mistake.

I can't help but think there should have been a similar approach to the enlistment bonus overpayments. If there was ever a case where, as the law says, 'the collection of which would be against equity and good conscience and not in the best interests of the United States' this is it.

Originally posted on bj21.com Green Chip by LV Bear

On BJ21.com recently, an article by my late friend MathProf was featured, entitled The Math of Tipping.

MathProf thoroughly explained the mathematical side of tipping ('toking'). But I have a simple way of handling the issue: Don't tip at all, except in special circumstances. Stanford Wong agrees. In Chapter 26 of the e-book version of Professional Blackjack, Stanford wrote:

The problem with tokes, at least in my experience, is

they are not cost effective. When you toke you give up

value but you do not receive any value in return. The

honest dealer dispenses no favors in return for a toke.

Toking will not stop a dealer from shuffling up on you if

you have been identified as a card counter. Toking will

not cause the dealer to deal down closer to the end of the

pack. Toking will not cause the dealer to make an

incorrect payoff. A toke may make a dealer smile, but

will not change the expected value of the next hand.

Overpays

Usually a toke does not even make the dealer smile. You

derive no benefit from a toke — it only reduces the size

of your win. Tokes are an unnecessary cost of doing

business.

I almost never toke. I gain more in dealer errors than

what I give up in tokes.

Dealers are overpaid. At minimum wage, adding the excessive tipping most ploppies engage in, their actual wage is around $12 per hour at the worst dumps (about $25,000 per year), and around $35 to $40 per hour at the carpet joints (about $75,000 to $85,000 per year).

The high-end dealers make more than most police officers, nurses, or teachers make. Yet the dealer has a job that requires no formal education, no real skills, and only a few weeks of training. Many dealers don't even bother to learn to speak English, and many have minimal or NO'people skills.'

Yet people line up to take dealer jobs. Why? Because dealing is a better job than they are able to find elsewhere. There are a few exceptions, particularly bright young people who may be dealers for a short time while going to school or getting ready to embark on other careers, but need immediate employment.

Granted, it's an unpleasant environment and lousy work, frequently dealing with disrespectful, hostile, and often drunken members of the public. I doubt if I, personally, would last a single day as a dealer. But that doesn't take away the fact that there is no dealer shortage anywhere that I'm aware of. So the job must not be that bad for those willing to do it.

I tip generously those who provide a service to me, in positions where tipping is normal and customary, such as in restaurants and cocktail waitresses in casinos. But I don't tip a plumber, electrician, or auto mechanic. They certainly provide a service -- why don't they deserve tips, but a dealer does?

In thousands of hours in casinos, I can think of only a handful of times when dealers went out of their way to provide me with any quantifiable service that should earn them tips -- better penetration, not loudly shouting 'checks play,' dealing as quickly as they were able, etc. Most dealers are on autopilot; normal working people trying to get through their routine workday. Few know anything about advantage play, and fewer still would recognize the offering of a tip as a subtle request for the better playing conditions that are within their power to dispense.
For the ploppy, who is in the casino to be 'entertained,' and is willing to lose his or her money for the dubious 'entertainment value' they receive, the people skills of the dealer may add value to their entertainment experience. Such a person should, and almost always does, tip the dealer. They are receiving a service from the dealer, in that their time at the table is more pleasant. The ploppy has negative EV and is eventually going to lose all his or her money. I'd rather the dealer gets some of that money than the casino owner.

For an advantage player who is in a casino simply to make money, tipping is a waste, except for the instances that it provides cover and/or longevity. I don't care if the dealer is pleasant or not. In fact, my favorite type of dealer is one who deals quickly and never says a word -- a deaf mute would be the perfect dealer. No useless, idle chit-chat, no nosy questions. Just the cards flying as fast as possible, to maximize my hands-per-hour.

Other than at the times when tipping buys cover and/or longevity, it's just another business expense that can usually be cut out. Would you pay a higher price for gasoline because the gas station cashier is pleasant? Would you pay a higher price than you have to for any commodity product? Needlessly giving away a portion of your profit is the same thing. It directly affects your bottom line. I don't see the point in deliberately lowering profit for no good reason.

Some disagree. My friend Don Schlesinger has said:

I would like to raise another side to the toking controversy:

If A Casino Overpays Youtube Music

Would you normally eat in a restaurant and not tip a

satisfactory waitress? Would you normally take a cab ride

and not tip a satisfactory driver? If the answers are 'No,' then

the reason has to be one of social acceptability and custom.

Cab drivers and waitresses could not work at those

professions without counting as expected revenue the

tips that go with the job. And saying that they provide

a service is not the answer. The arena usher who takes you to your

seat never gets tipped here; in France he always does. ...

I am fully aware that when I do tip I do it solely

because I believe the dealers work hard, have no union,

no job security, and work for tips.

If A Casino Overpays Youngstown

Don and I have agreed to disagree on this topic. For me, it's still: Don't tip at all, except in special circumstances.


Im a dealer in the UK and I don't know what its like in the States for Croupiers but I can tell you that dealers are on close to minimum wage for at least the first few years and our tips really make difference to our income.
It's a high pressure job that requires a lot of skill, and there are many with great customer service that can make a game a really entertaining one. Your blackjack dealer isn't only dealing blackjack.
It's also a tough job to have any kind of normal life around.
And I work with people from all over the place who speak great English as well as a couple other languages.
I've met rubbish dealers who didn't even make eye contact. I don't tip anyone who isn't adding anything personal. I don't tip boring taxi drivers either.

But say you've got some young European trainee dealer who's miles from home and gave it their all to train for this job, learn English and move abroad, who just had their head smashed on roulette, has to deal with rude and nasty customers... I could go on... and they're providing a good service - why not tip them a little?

If A Casino Overpays Youtube

After all, if you tip well, the managers and pit bosses are going to like you more and be less suspicious. Anyone who tips well in my casino is given a warm welcome by all of the staff and looked after well.

If you're gonna be some quiet blackjack gremlin playing in ponies everybody will be watching your game. And they'll want you to leave.

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